We make it simpler to combine all your credit card debt into one single payment a month.
To start, all you have to do is call us or complete our contact form. We can match you with a debt consolidation consultant based upon:
- Your Unsecured Debt.
- Your Location (Dudley).
- Additional Variables.
There are as many as 968 people in Dudley who could use debt consolidation, and most of them would benefit from a debt management plan more than anything else.
A DMP provides quite a few advantages:
- Only One Payment
- Decreased Interest Levels
- Fewer Penalties
Furthermore, these plans are usually rather cheap.
Dudley, NC Debt Consolidation Loans
When you get a debt consolidation loan in Dudley, NC, you will use the loan to pay down your active credit cards and/or payday loans. Of course, the loan must still be repaid. Rather than delivering payments to a variety of credit card companies every month, you will only need to worry about your monthly payment.
Lots of consumers try and repay they debts they’ve accrued using a home equity loan, as there are tax advantages to doing so. Having said that, because this sort of loan is secured against your home, the bank or loan company could end up with your home if you are delinquent on your payments. Is a debt consolidation loan right for you?
Dudley, NC Payday Loans Consolidation
A lot of Dudley consumers are trying to pay back payday loans to multiple lenders. We estimate that 600 people in Dudley get payday loans on a regular basis, and approximately 264 of these individuals end up being overdue these payday loans. This is nearly half! Thankfully, we can help you find Dudley NC payday loan consolidation firms who can consolidate your payday loans into a smaller payment per month, handle calls from collection agencies, and limit the extortionate interest rates that come with payday loans.
Time to free yourself from payday loan debt?
When to Consolidate Your Debt
Do you know how much credit card debt you have?
If at all possible, the amount of debt you owe each month ought to take up only one third of your wages. These debts incorporate credit cards, loans, and rent/mortgage payments. Let’s see how this works for a typical individual in Dudley, NC:
- Income Per Annum: $31,647
- Per-Month Income: $2,637
- Optimal Debt Load: $949
- Excessive Debt Load: $1,319
Debt load higher than 50%? If so, you need to consult a debt consolidation expert in Dudley, NC.
Tip-offs of Debt Consolidation Fraud in Dudley (NC)
Avoiding unethical debt consolidation firms is a snap, if you know how the industry works. Avoid any vendors that:
- Charge you for an evaluation
- Aren’t able to offer you testimonials
- Aren’t certified
- Assert that their plans don’t impact your credit ratings
- Advertise that govt programs will erase your debt
- Fail to disclose how long their program will take
- Make overblown guarantees
- Do not have a positive BBB (Better Business Bureau) rating
- Make you open a bank account you don’t control
Avoid any debt consolidation agencys in Dudley, NC, that have a record of unethical conduct.
Payday Loan and Credit Card Debt Consolidation Companies: Dudley, NC
- NC Debt Consolidation Company? Contact us!