If you are interested in High Point debt consolidation agencies, you have to come to the right place.
For your free debt estimate, please complete our easy contact form. We can match you to a debt consolidation consultant in High Point, NC, based upon what you owe, your location, and various other variables.
Do you want to repay your credit card debt more quickly, with lower annual percentage rates and penalties or fees? If so, you may want to take part in one of the debt management plans in High Point, NC.
This DMP provides a lot of benefits:
- Just One Payment Per Month
- Lowered Interest Rates
- Forgiven Penalties
What’s more, these plans are generally rather very affordable.
High Point (NC) Debt Consolidation Loans
As we we previously discussed, debt consolidation often involves applying for a loan which is used to repay your credit card balances at a better annual percentage rate. Instead of sending checks to a multitude of credit card providers every month, you’ll simply need to worry about your installment payment.
When you opt for a home equity loan, there may be tax benefits. Unfortunately, if you default on a secured loan, your home could be foreclosed on. Talk to a debt consolidation specialist to see which debt consolidation approach will be right for you.
High Point, NC Payday Loans Consolidation
Consolidating payday loans in High Point, NC, is now practically as common as working to consolidate credit card bills. It’s estimated that 5,253 residents of High Point get payday advances at least once per year, and close to 3,992 of these consumers are re-borrowing on the same debt – this is upwards of 75%!
Thankfully, we can help you find a payday loan consolidation business in High Point, NC, that will help you:
- Trim down inflated payday loan interest.
- Handle debt collector calls.
- Consolidate several payday cash loans.
- Create a strategy for getting out of payday debt.
Are you ready to free yourself from payday debt?
High Point Debt Budgeting
Preferably, the amount of debt you owe on a monthly basis will comprise approximately a third of your earnings. These debts include things like ones that are secured and unsecured:
- Credit Cards
- Any Loans
- Rent or Mortgage Payments
Here’s what this means for a typical individual in High Point, NC:
- Income Annually: $25,505
- Monthly Income: $2,125
- Ideal Debt Load: $765
- Severe Debt Load: $1,063
Do you owe at least $10,000 in unsecured debt? In that case, you need to speak with a debt consolidation professional in your area.
Debt Consolidation Scams: High Point (NC)
Keep away from any High Point NC debt consolidation firms that:
- Make you pay for counseling
- Aren’t able to offer references
- Aren’t qualified
- Advertise thata they don’t affect your FICO
- Assert that government programs will forgive your debt
- Are unable to give you how long it will take
- Don’t have a solid BBB (Better Business Bureau) review
Stay away from any debt consolidation organizations in High Point, NC, that have a history of unethical practices. To acquire more information, take a look at the following FTC tips.
Consolidation Firms in High Point, NC
- Consumer Credit Counseling Service, 1401 Long St, 27262